6 Best Credit Card Payment Plugins for WordPress

Do you want to find the best credit card payment plugin for your WordPress site?

Credit cards are the safest and most secure payment method available for online purchases, which is why they have remained the most popular form of payment. 

In this article, we’ll explore six of the best WordPress plugins that accept credit card payments. 

Why Do You Need a Credit Card Payment Plugin?

Recent studies show that consumers will continue to demand options when it comes to making payments online. Of the many payment methods available, credit cards are widely preferred because they are easy, fast, and secure. 

If your goal is to monetize your site, providing your customers with a way to use a credit card at checkout is essential to ensure you’re not missing out on sales.

There are several WordPress credit card payment plugins available that allow you to set up customized payment forms and checkout pages without having to create a shopping cart on your site or use complicated coding.

Best Credit Card Payment Plugins for WordPress

Your site requires a payment gateway to accept and authenticate digital payment information from your customers. The payment gateway is a virtual terminal for online payments that transmits information for processing. 

Examples of payment gateways you’re probably familiar with are Stripe, PayPal, and Square. Through these platforms, you can accept credit card payments by simply integrating them into your WordPress site.

Before you download a credit card payment plugin in WordPress, enabling SSL (HTTPS) on your site is required to begin accepting payments. This ensures a secure connection during transactions and also helps increase your SEO rankings. If you haven’t made the switch yet from HTTP to HTTPS yet, you can follow these simple steps on how to get a free SSL certificate to do so.

Without further ado, let’s get started with a look at our choices for the best WordPress credit card payment plugins.

1. WP Simple Pay

WP Simple Pay is the best plugin to accept credit card payments on WordPress. It is the #1 Stripe payment plugin that easily integrates with your site to begin accepting secure credit card payments within minutes. 

All you have to do is connect your Stripe account to the plugin in WordPress to collect payments via credit card, as well as digital payment platforms like Apple Pay and Google Pay. 

With WP Simple Pay, you can accept credit card payments for products and services once you’ve set up professional-looking payment forms that can be customized based on your specific needs. The plugin allows for one-time or recurring payments and even lets you offer coupon codes to your customers.

WP Simple Pay also supports Stripe Link, the new one-click payment solution that saves and autofills your customer’s payment and shipping information for quicker future checkouts.

Additional features of WP Simple Pay include:

• On-Site Stripe Payment Forms: Allows your customers to complete their transactions without ever leaving your site.
• Supports Multiple Payment Methods: Gives your customers several forms of payment options, including all major debit and credit cards, Apple Pay/Google Pay, and ACH direct debits. 
• Branded Email Receipts: Lets you send your customers styled email receipts and purchase confirmations.
• Summary Reports: Provide you with weekly insights that are delivered straight to your inbox to keep track of how your payment forms are performing.

Pricing: Starts at $49.50/year for a Pro account. There are four plans for the Pro version. You can also get started using WP Simple Pay Lite, the free version with fewer features.

2. Easy Digital Downloads

Easy Digital Downloads is the best eCommerce WordPress plugin for selling eBooks, PDFs, and other digital goods online.

The plugin provides a robust eCommerce platform that comes with a full-featured shopping cart for efficient management of your online store. It allows for flexible payment options that support a variety of payment gateways including Stripe, PayPal, Braintree, and Authorize.Net.

EDD integrates with 100+ popular tools to help you manage all of your digital products. It even lets you charge customers additional fees based on the payment gateway they choose during checkout with the EDD Gateway Fees extension.

Pricing: Starts at $99.50/year for the Personal plan. The All Access Pass is $399.60/year and supports three sites.

3. WPForms

WPForms is the easiest and most powerful form builder plugin for WordPress. It allows you to choose from 600+ templates to create a wide range of different forms that includes event registration forms, eNewsletter sign-ups, educational forms, surveys, polls, and donation forms. Its drag and drop feature eliminates the need for coding.

The plugin also integrates easily with several payment gateways like Stripe, PayPal, and Square through the help of addons so you can accept credit and debit cards in one click from within any form.

WPForms integrates with a number of advanced marketing and conversion tools to help drive growth for your business.

Pricing: Starts at $49.50/year for the Basic Plan. 

4. MemberPress

If you offer online courses and digital products on your WordPress site, MemberPress is the best credit card payment plugin for you to offer memberships at different levels. It’s also a great way to monetize your site by creating scaled subscription plans.

With MemberPress, you can set up one-time or recurring payments for members. You’ll have the ability to restrict access to specific content based on the level and plan selected by a member.

The plugin integrates with the community-based platform builder, bbPress, which can be used to create a password-protected forum.

MemberPress also integrates with MonsterInsights, the leading WordPress analytics plugin that shows you how people find and use your website. This helps you make data-driven decisions to drive growth. The addon also allows you to properly set up Google Analytics without having to write code.

Pricing: Plans start from $179/year for one site. The plugin also offers a 14-day money-back guarantee. 

5. WooCommerce

WooCommerce is a great option for you if you need to build a professional eCommerce site that enables you to collect credit card payments. It lets you sell both digital and physical products.

With WooCommerce, you can provide your buyers with the payment methods that are most convenient to maximize your conversions. WooCommerce Payments ensures secure checkouts for your customers. It gives your store the flexibility to accept credit cards, debit cards, and Apple Pay.

When you first set up the plugin on your site, you’ll notice that the default options available for the payment processor are PayPal and Stripe. You’ll want to choose Stripe so that you can accept credit card payments. You can also install the free Stripe WooCommerce addon.

There are several useful extensions that you can integrate with your plugin.

Pricing: The core WooCommerce plugin is free. Paid extensions are available.

6. Stripe Payments

Stripe Payments is a free basic credit card payment plugin that lets you add a ‘Buy Now’ button to a specific page or post on your site. It provides a simple and secure checkout experience for your customers, whether they’re purchasing digital or physical goods.

The plugin automatically calculates taxes and shipping fees for you and features an order management system that lets you view order information and payments you have received straight from your dashboard in WordPress.

Stripe Payments is well suited for collecting donations and allows you to customize your payment buttons based on your needs.

Pricing: Free

We hope this article helped you decide which credit card payment plugin is best for your WordPress site.

If you liked this article, you might also want to check out How to Block Prepaid Cards With Stripe.

What are you waiting for? Get started with WP Simple Pay today!

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