How to Accept Klarna Buy Now, Pay Later Payments

Klarna offers flexible payment options that give customers more freedom to choose when and how to pay for a purchase. Klarna provides payment solutions for 90 million consumers and over 200,000 businesses across 19 markets.

There are four different ways for customers to pay for a transaction with Klarna: Pay in Installments, Pay Later, Pay Now, and Financing. You can choose to offer one, two or multiple options. You are paid upfront and are protected against fraud and customer payment risk.

Klarna Pay in Installments allows customers to make an online purchase and spread the cost over three or four interest-free payments.

For more information, please visit Stripe’s Klarna buy now, pay later docs.

Payment Method Type	Buy now, pay later
Relevant Payer Geography	Austria, Belgium, Denmark, Finland, France, Germany, Italy, Norway, Spain, Sweden, The Netherlands, United Kingdom, United States
Presentment Currency	EUR, GBP, USD
Country Availability	Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Slovakia, Slovenia, Spain, Sweden, United Kingdom, United States
Recurring Payments	No
Refunds	Yes
Disputes	Yes, for non-fraud disputes
Payment Completion	Immediate for Pay Now. In most countries, Pay Later is also immediate.

Enable Klarna Payments

To accept Klarna payments, visit the Payment tab in the payment form builder, and enable Klarna (buy now, pay later).

Klarna has minimum requirements for data to collect, such as the billing name, billing address, and shipping address in some instances. WP Simple Pay automatically adds these custom fields if they have not been added prior to enabling the payment method.